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BlackLines Financial
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Services

Elegant solutions.

Two ways to work together, depending on how much of the picture you want us holding. Every engagement starts with the same conversation, at no cost.

The engagements

Two ways in.

Mastery — Financial Planning

$5,000 annually

Comprehensive planning on an ongoing retainer, for business owners and busy professionals who would rather have the whole picture managed than assembled.

Includes asset management on the first $250,000 to $500,000, depending on the engagement.

  • Everything in Asset Management
  • Discovery, analysis and a written roadmap
  • Cash flow management
  • Tax optimization
  • Retirement planning
  • Business analysis/planning
  • Protection planning
  • Legacy planning
  • Monitor, review and update
  • Educational/impromptu
  • Year-round access

Investments — Asset Management

% of assets ongoing

Discretionary portfolio management, custodied at Charles Schwab, with allocation and withdrawal planning built around the plan rather than beside it.

  • Investment selection
  • Asset allocation
  • Asset location
  • Execution and implementation
  • Systematic rebalancing
  • Income and withdrawal planning
  • Behavioral coaching

Personalized pricing is available for households below $250,000 in income or assets.

Learn more — what each of these covers in detail →

Asset management fees

What management costs.

Each portion of your assets is charged at its own rate, so the bands blend rather than one rate applying to the whole balance. Fees are billed quarterly and deducted at Schwab.

For example

On $750,000: the first $250,000 at 1.50%, the next $250,000 at 1.25%, and the remaining $250,000 at 1.00% — $9,375 a year, or 1.25% overall.

Where Mastery covers the asset management, it is these first bands it covers — which is why they are marked. How much is included is agreed at the outset.

Our fees are described in full in Form ADV Part 2 .

Annual asset management fee by asset band
Assets Annual fee
First $250,000 May be waived 1.50%
$250,000 – $500,000 May be waived 1.25%
$500,000 – $1 million 1.00%
$1 million – $5 million 0.50%
Above $5 million 0.25%

How it works

Four steps.

  1. Step 1

    Consultation

    We meet, at no cost, and work out whether we are the right fit for what you are trying to do.

  2. Step 2

    Discovery

    We gather the full picture — income, assets, obligations, and what you actually want the money for.

  3. Step 3

    Implement

    You get a written plan with specific actions, sequenced, and we do the work of putting them in place.

  4. Step 4

    Monitor & Review

    Plans age. We review yours on a schedule and adjust it as your life changes.

Start here.

No cost, no obligation — we work out whether we are the right people for what you are trying to do, and tell you plainly if we are not.

Schedule an introduction